About Matthew Kaess
There's a Real Person Behind This Business
I started Kaess Health Advisors because I believe people deserve honest, clear guidance when it comes to health insurance — not a sales pitch.
Why I Do This Work
Health insurance is one of the most important financial decisions most people make — and one of the least understood. I've seen firsthand how confusing and overwhelming the process can be, and how easy it is to end up in a plan that doesn't actually fit your needs.
I became an independent health insurance advisor because I wanted to be the person who explains it clearly. Not the person who sells you the most expensive plan, or the one who rushes you through enrollment to hit a quota. The person who takes the time to understand your situation and helps you make a decision you feel good about.
As an independent advisor, I'm not tied to any single insurance carrier. I work with all of the major carriers available in your area, which means my only job is to find what's right for you — not to push a particular product.
How I Approach Every Conversation
Clarity over complexity
Health insurance has a lot of jargon. I translate it into plain language so you actually understand what you're buying.
Honesty over sales
If your current plan is the right choice, I'll tell you. If a cheaper plan isn't actually better for your situation, I'll explain why. My goal is your best outcome, not a commission.
Education over pressure
I want you to feel informed and confident — not rushed. You should understand your options before you make any decision.
Relationship over transaction
I'm available after enrollment. If you have questions about a bill, need to understand your benefits, or your situation changes, I'm here.
Credentials & Licensing
- Licensed Health Insurance Advisor
- Licensed in multiple states
- Independent — not affiliated with any single carrier
- Specializing in individual, family, and small-group coverage
"I'm not here simply to sell you a plan. I'm here to help you understand your options, compare how the coverage actually works, and determine whether it makes sense for your situation."
— Matthew Kaess
Let's Have a Conversation
No forms, no pressure, no commitment. Just a straightforward conversation about your health insurance situation.
Schedule a Free Consultation